Home Appliance Cover

We'll look after your most important domestic appliances and home technology, so you don't have to. Keep your mind at peace and your home running smoothly.


We are pleased to offer our Ultimate Appliance Insurance package. We can offer even more value for money than ever before. Insure up to £5,000 of appliances accross your home in one convenient policy.

No Excess With Us

(£75 excess for the first 90 days) Be warned of charges charges before you pay, we've got you covered.

Up to 8 year old appliances

Cover appliances of ages 8 years and under.

Up to £800 per call out

Have up to £800 per call out, to cover all your appliance needs, whatever goes wrong.

Cover and claims

Cover up to £5000 of appliances and have up to £5000 of claims per year.

Everything Included

All parts, labour, and call out fees included in your price.

Unlimited Call- outs

You can also have as many callouts as you like, just to be sure. We'll make sure we get it fixed.

Ultimate Appliance Insurance

Items We Cover:

Kitchen Essentials

  • Fridge
  • Washing Machine
  • Washer /Dryer
  • Tumble Dryer
  • Washer Dryer
  • Dishwasher
  • Wine Fridge
  • Beer Fridge
  • Cooker
  • Cooker Hood
  • Hob
  • Oven
  • Range Cooker
  • Fridge Freezer
  • Freezer
  • American Fridge Freezer

Home Entertainment

  • LCD TV
  • LED TV
  • Plasma TV
  • 3D TV
  • Sound Bar
  • Digital Radio
  • DVD/BluRay Player
  • DVD Recorders
  • Free View Box
  • Games Consoles
  • Hi-Fi Systems
  • Surround Sound
  • Equipment
  • Home Cinema
  • Sky Digital / HD Box
  • Sound Servers or MP3

Kitchen Extra

  • Blender
  • Bread Maker
  • Coffee Maker
  • Deep Fat Fryer
  • Food Mixer
  • Food Processor
  • Grilling
  • Steamer
  • Halogen Oven
  • Slow Cooker
  • Smoothie
  • Juicer
  • Kettle
  • Microwave Oven
  • Mini Oven
  • Sandwich Maker
  • Tea Maker
  • Toaster
  • Chip Fryer
  • Coffee Machine
  • Vaccum Cleaner

Home Electricals

  • Iron
  • Sewing Machine
  • Steam Cleaner
  • Steam Press
  • Trousers Press
  • Vaccum Cleaner
  • Men's Hair Clipper
  • Electric Shaver
  • TV Projector
  • Electric Fires
  • Portable Air Conditioner
  • Carpet Washer
  • De-Humidefier
  • Fan
  • Home Cordless
    Phone and Base
  • Home Telephone
  • Home Telephone
    Answer Machine
  • Hair Dryer
  • Hair Straighteners
  • Men's Beard Trimmer
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What Do Our Customers Think?

Phil Hassall

This was the first time I have ever called Reactive concerning a claim. What a phenomenal response! Right from the first call handler everything went so smoothly and quickly. My call went in 1300 hrs ish and by 1600 hrs my problem was sorted! Brilliant. Clearly I'll be staying with them next year.


Kenneth Kinnaird

Danny the engineer came out identify the problem ordered the part for central heating and made sure I had hot water second time with excellent service and manner 10 out of 10 .The call centre was great and Ben in the office reactive was very helpful.


Barbara Wilkins

I have been with Reactive virtually from their conception. Both my fridge freezer and washing machine have quit this year. Reactive have replaced like for like with both with no hassle or queries. Their telephone staff are both polite and helpful. Their premiums are modest , I would class them as A* company and recommend them all the time. Get a quote I pay half the premium I was paying with a large well known competitor.